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Law Offices of Marcote & Marcote De Moya, PLLC
INSURANCE PROPERTY DAMAGE ATTORNEYS REPRESENTING CLIENTS THROUGHOUT FLORIDA
Insurance Law Advocates
Working for You
The Insurance Law Attorneys and Property Damage Lawyers at MMD will provide you with a personal service that is focused on your needs and desired outcome. We are devoted to building a positive relationship with you and obtaining the results you desire. We take care of all aspects of your insurance claim, fighting against the insurance company to provide you with the maximum recovery possible. Both Founders, Jacqueline and Adela have been in the Insurance Industry in Miami for almost 40 years. They have represented homeowners throughout the entire State of Florida including but not limited to Miami, Broward, Palm Beach, Port St Lucie, Orlando area, Florida West Coast (Naples, Lehigh, Fort Myers, Punta Gorda) and the Florida Keys.
From Insurance Adjusters to Insurance Property Damage Attorney we know how to navigate your Insurance Claim.
WE FIGHT YOUR INSURANCE COMPANY AND PROTECT YOUR RIGHTS SO THAT YOU CAN PROTECT AND ENJOY YOUR FAMILY
When disaster strikes Florida, our team of Motivated, Masterful, and Dedicated Insurance Property Damage Attorneys is here to help you reclaim your life. Growing up in South Florida, we understand the frustration and uncertainty of facing damage to your home or business, when the insurance company lets you down. Count on us to stand by your side and fight for your rights. Whether Hurricane Damage, Fire Damage, Water Damage, Broken Pipes, Roof Leaks, Vandalism, Fallen Object or Theft we got you cover. With MMD's Insurance Law Attorneys, you’ll have the knowledge and support needed to recover what you deserve.
HAS YOUR INSURANCE CLAIM BEEN UNDERPAID OR DENIED? MMD's INSURANCE LAW AND PROPERTY DAMAGE ATTORNEYS ARE READY TO REVIEW YOUR CASE
TYPES OF PROPERTY INSURANCE DAMAGE CASES
Storm Damage
Fire/ Smoke Damage
Damage to property from Windstorm, Hurricane, Tornado, Wind, Hail.
Damages caused by Fires or Smoke to the Interior or Exterior of Your Property, Home or Business.
Water Damage/ Broken Pipe
Collapse Claim
Water Damage caused by an accidental discharge of
water from a plumbing system, air conditioner,
pipe, or other.
Any part of your property collapses, including piece of ceiling, wall, floor, or the entire building or part thereof.
Falling Object
Lighting
Explosion
An object falls on your structure causing damage.
Damage to Your Home or Your Personal Property
from Lightning.
Explosion in the area or in your property has caused
damage to your property.
Theft or Vandalism
Break in, Theft, Vandalism
or Malicious Mischief.
Damage to the Building
Building has suffered accidental damage.
Flood
Property Floods from Ocean, River, Lakes, Storms, Rain water or other.
Additional Living Expenses
Due to covered loss your property is unusable for its intended purpose, incurring additional expenses.
Business Interruption
Suffered covered loss and your business has been closed and is losing money.
We Work with Public Adjusters
WHAT IS A PUBLIC ADJUSTER?
A Public Adjuster (PA), is a State licensed insurance adjuster who represents the Policy Holder against their Insurance Company. She or he works for the Homeowner, Business Owner, or Condo Association, not the Insurance Company. They can offer experience and knowledge in estimating and negotiating your claim.
If you have hired a Public Adjuster, we will work with your PA. Our Insurance Property Damage Attorneys aim to build a Team with your PA that provides you with a well rounded representation.
We are excited to collaborate with a public adjuster in representing our client. MMD Attorneys value the essential role that public adjusters play in these cases, drawing on the partners' experience as former public adjusters. We respect the relationship the public adjuster has with her or his client. We aim to cultivate a positive and long lasting relationship with the PA, creating a team that delivers exceptional results together. If you are a PA who would like to meet with us, give us a call.
STRONG INSURANCE ADVOCACY KNOWLEDGE
Highlighting our Partners' extensive experience we strive to deliver favorable results.
With a rich history spanning over 65 years, the Partners of Law Offices of Marcote & Marcote De Moya, Adela Z. Marcote
and Jacqueline Marcote De Moya have dedicated
most of their career to assisting homeowners
and business owners in the resolution
of their insurance disputes.
They have created a renowned
firm with a team of experienced attorneys
dedicated to providing exceptional legal services.
Our team of experienced attorneys is committed to
upholding justice and serving our clients with integrity.
Trust us to handle your legal matters with integrity and expertise.
WHO WE REPRESENT
Our experienced insurance property plaintiff attorneys are well-versed in all aspects of insurance property claims. Whether you have already submitted your claim to the insurance company or are just starting the process, we are here to assist you every step of the way. Count on our expertise to navigate the complexities of your claim and ensure you receive the compensation you deserve.
Let us assist you in securing the best possible outcome.
HOME
CONDOMINIUM UNIT OWNERS
CONDOMINIUM ASSOCIATIONS
BUSINESS
DENIED CLAIMS
Our Insurance Property Attorneys understand the frustration that comes when an insurance company denies your claim. Our experienced attorneys thoroughly review your policy and collaborate with experts to identify every potential area of coverage. With our extensive knowledge of the claims process, we are dedicated to effectively challenge wrongful denials and securing favorable outcomes for our clients. You don’t have to face this battle alone; we are here to support you every step of the way.
UNDERPAID CLAIMS
You have an under payment dispute when your insurance company pays less than what your claim is worth or refuses to pay for the entire scope necessary to place you in the same position you were in before the loss occurred. This process can be frustrating, especially when the insurance company's payment falls short of covering your damages. Our dedicated lawyers will thoroughly review your documents to assess your loss accurately. With extensive experience in negotiating claims and litigating on behalf of our clients, we are committed to ensuring you receive a fair amount for your loss. Let us help you with this challenging process and advocate for your rights.
BAD FAITH CLAIMS
Florida has what is referred to as a bad faith statute. It is possible that a Court finds that an insurance company has violated its duty to act in good faith. This will entitle the policyholder to recover additional monies over and above the cost of repairs. MMD's Insurance Property Damage Attorneys are knowledgeable in evaluating and determining if a bad faith action exists. The bad faith action usually occurs during the claim process and for this reason it is imperative to know how to navigate this process.
Our Experienced Insurance Law Attorneys Recover More for You
Evaluate & Prepare
MMD's Property Insurance Attorney, will evaluate your case and the insurance policy and conduct a thorough coverage analysis.
We prepare a strategy and work with our team of experts to achieve the most favorable resolution.
Litigate and Negotiate
MMD's Property Insurance Attorneys are ready to fight for your case. We will advocate tenaciously, taking and defending depositions, attending hearings, drafting motions, drafting responses, handling all the legal matters so that you can take care of your family.
File and Present Case
MMD's Property Insurance Attorney will present your case to the Insurance company and advocate for your rights. If the case is not resolved, our dedicated attorney will discuss all available options with you, including requesting mediation, filing a law suit, or pursuing other remedies based on your goals.
Trial and Alternative Dispute Resolution
MMD's Property Insurance Attorney is prepared to advocate for you to the end, being Alternative Dispute resolution (Mediation, Arbitration), Appraisal or Trial; our Team is ready to fight for your rights until the end.
TYPES OF REPRESENTATIONS
Frequently Asked Questions
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What should I do immediately after discovering property damage at my home or business?
You should take photos or videos of the damage, prevent further damage if safe to do so, and notify your insurance company right away.
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How long do I have to report a property damage claim to my insurance company?
Most policies require prompt notice. The sooner you report it, the smoother the process usually is.
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What can I do if my insurance carrier delays or denies my claim?
You can request a written explanation and gather supporting evidence. An attorney can help challenge delays or improper denials.
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What documents should I keep to support a property damage insurance claim?
Keep photos, repair estimates, receipts, correspondence, and any reports from contractors or inspectors.
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Do I need an attorney to help with a disputed or underpaid claim?
You are not required to have one, but an attorney can help you understand your rights and increase the chances of a fair outcome.
Including but not limited to:
Miami-Dade County Broward County Palm Beach County Central Florida
Miami Fort Lauderdale West Palm Beach Orlando
Kendall Hollywood Port St Lucie Tampa Bay
Naples Lehigh Acres Vero Beach Others
Proudly Serving Clients throughout the State of Florida
Adela Z. Marcote & Jacqueline Marcote De Moya, Founding Partners
LEMON LAW ATTORNEY
DEFECTIVE CAR ATTORNEY
WILLS AND TRUST ATTORNEY
ESTATE PLANNING ATTORNEY
PRE NUPTIAL / POST NUPTIAL AGREEMENT
LAND TRUSTS /CRYPTO TRUSTS / GUN TRUSTS
HEALTHCARE DIRECTIVE
MINOR GUARDIAN DESIGNATIONS
DURABLE POWER OF ATTORNEY
FAMILY LAW ATTORNEY
DIVORCE ATTORNEY
CHILD CUSTODY ATTORNEY
DIVISION OF ASSET AND ALIMONY
ORDER MODIFICATIONS or DISPUTES
PROBATE LAW
DISTRIBUTION OF ASSETS
FILING PROBATE
VALIDATING WILL
PAYING DEBTS
LEGAL TITLE TRANSFERS
PROPERTY DAMAGE INSURANCE ATTORNEY
UNDERPAID OR DENIED INSURANCE CLAIM ATTORNEY
ELDER LAW
MEDICARE AND MEDICAID PLANNING
BUSINESS TRANSACTIONAL
BUSINESS DOCUMENT DRAFTING AND REVIEW
COMMERCIAL LITIGATION
LITIGATION
ALTERNATIVE DISPUTE RESOLUTION
MEDIATION
ARBITRATION
VISIT OUR OFFICE
12595 SW 137 Avenue Suite 307
Miami, Florida 33186
Tel: 305-256-2616
