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INSURANCE PROPERTY DAMAGE ATTORNEYS 
REPRESENTING CLIENTS THROUGHOUT FLORIDA

Insurance Law Advocates 
Working for You 

The Insurance Law Attorneys and Property Damage Lawyers at MMD will provide you with a personal service that is focused on your needs and desired outcome.  We are devoted in building a positive relationship with you and obtaining the results you desire.   We take care of all aspects of your insurance claim fighting against the insurance company to provide you with the maximum recovery possible.   We understand how important your property is to you and your family and we will help you protect it.  Home, Business or other property the Lawyers at MMD possess vast experience and knowledge in fighting and getting great resolutions for our clients.  

WE FIGHT YOUR INSURANCE COMPANY AND PROTECT YOUR RIGHTS SO THAT YOU CAN ENJOY AND PROTECT YOUR FAMILY

When disaster strikes, our team of Motivated, Masterful and Dedicated attorneys are here to help you get your life back.   Having lived in South Florida since our childhood, we too have experience the frustration and uncertainty of suffering damage to your home and or business and your insurance company, that is suppose to be there for you abandons you.  We will be there for you, we have the knowledge and expert team to fight your insurance company and recover proceeds for you.    With MMD's Insurance Law Attorneys by your side you will have your rights and property protected. 

HAS YOUR INSURANCE CLAIM BEEN UNDERPAID OR DENIED THE TEAM OF MMD's INSURANCE LAW AND PROPERTY DAMAGE ATTORNEYS ARE READY TO REVIEW YOUR CASE

305-256-2616

TYPES OF PROPERTY INSURANCE DAMAGE CASES 

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Storm Damage 

Damage to Property from Windstorm, Hurricane, Tornado, Wind,

Hail 

CALL US 

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Falling Object

An object falls on your structure causing damage.  CALL US 

On Fire

Fire/ Smoke Damage 

Damages caused by Fires or Smoke to the Interior or Exterior of Your Property, Home or Business.   

CALL US 

Sky

Lighting 

Damage to Your Home or Your Personal Property 

from Lighting 

CALL US 

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Water Damage/ Broken Pipe

Collapse Claim

Water Damage caused by an accidental discharge of

water from a plumbing system, air conditioner,

pipe, or other.

CALL US

Any part of your property collapses, piece of ceiling, 

wall, floor, or the entire building or part there of. 

CALL US

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Image by Yulii Shtel

Explotion

Theft or Vandalism 

Explosion in the area or in your property has caused 

damage to your property 

CALL US 

Break in, Theft, Vandalism 

or Malicious Mischief 

CALL US 

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Damage to the Building 

Building has suffered accidental damage 

CALL US 

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Flood 

Property Floods from Ocean, River, Lakes, Storms, Rain water or other 

CALL US 

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Additional Living Expenses 

Due to covered loss your property is unusable for its intended purpose, incurring additional expenses 

CALL US 

Going to office

Business 

Interruption

Suffered covered loss and your business has been closed and is loosing money 

CALL US 

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NO RECOVERY 

NO FEES 

Anytime, Anywhere

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We Work with Public Adjusters 
 

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A Public Adjuster(PA),  is a State licensed insurance adjuster who represents the Policy Holder against their Insurance Company.  She or he works for the Homeowner, Business Owner, or Condo Association, not the Insurance Company.  They can offer experience and knowledge in estimating and negotiation your claim. 

If you have hired a Public Adjuster, we will work with your PA. Our Insurance Property Damage Attorneys aim to build a Team with your PA that provides you with a well rounded representation. 

We look forward to working with a PA in the representation of a Client.  The Partners' experience a former PAs allows us to respect and appreciate the role a Public Adjuster plays in this cases and we respect the relationship the PA has with her or his Client.  We want to build a positive long lasting relationship with the PA thus forming a strong Team that achieves excellent results. 

If you are a PA who would like to meet with us give us a call.  

wHAT IS A PUBLIC ADJUSTER 

PAs Working with MMD 
 

CALL US  305 - 256 -2616

STRONG INSURANCE ADVOCACY KNOWLEDGE

Highlighting our Partners' extensive experience we strive to deliver favorable results. 

With a rich history spanning  over 65 years, the Partners of Law Offices of Marcote & Marcote De Moya, Adela Z. Marcote

and Jacqueline Marcote De Moya have dedicated

most of their career to assisting homeowners

and business owners in the resolution

of their Insurance Dispute.  

They've created a renowned

firm with a Team of Experience Attorneys 

 dedicated to providing exceptional legal services.

Our team of experienced attorneys is committed to

upholding justice and serving our clients with integrity. 

 Trust us to handle your legal matters with integrity and expertise.

*If you don't have photos, videos or policy, please submit without.

WHO WE REPRESENT 

Our experienced insurance property plaintiff attorneys are well-versed in all aspects of insurance property claims. Whether you have already submitted your to the insurance company or are just starting the process, we are here to assist you every step of the way. Count on our expertise to navigate the complexities of your claim and ensure you receive the compensation you deserve.

Let us you secure the best possible outcome.

HOME

CONDO UNIT
   OWNERS 

CONDOMINIUM ASSOCIATIONS 

BUSINESS

Suburban House
Happy Family at Home
Building
Local Shop

   DENIED CLAIMS            UNDERPAID CLAIMS         BAD FAITH CLAIMS 

Our Insurance Property Attorneys understand the frustration that comes when an insurance company denies your claim. Our experienced attorneys thoroughly review your policy and collaborate with experts to uncover potential areas of coverage. With our extensive knowledge of the and claims process, we are dedicated to effectively challenging wrongful denials and securing favorable outcomes for our clients. You don’t have face this battle alone; we are here to support you every step of the way.

You have an under payment dispute when your insurance company pays less than what your claim is worth or refuses to pay for entire scope necessary to place you in the same position your were at before the loss occurred.  can be frustrating, especially when the insurance company's payment falls short of covering your damages. Our dedicated lawyers will thoroughly review your documents to assess your loss accurately. With extensive experience in negotiating claims and litigating on behalf of our clients, we are committed to ensuring you receive a fair amount for your losses. Let us help you this challenging process and advocate for your rights.

Florida has what is referred to as a bad faith statute.  It is possible that a Court finds that an Insurance Company has violated its duty to act in food faith.  This will entitle the policyholder to recover additional monies over and above the costs of repair.  Most denials or underpayment are not the result of bad faith.  MMD's Insurance Property Damage Attorneys are knowledgeable in evaluating and determining if a bad faith action exists.  The bad faith actions usually occur during the claim process and for this reason it is imperative to know how to navigate this process. 

Our Experienced Insurance Law Attorneys Recover More for You   

Evaluate & Prepare 

MMD's Property Insurance Attorney,  will evaluate your case and the insurance policy and conduct a thorough coverage analysis

We prepare a strategy and work with our team of experts to achieve the most favorable resolution.   

Litigate and Negotiate 

 MMD's Property Insurance Attorney is ready to fight for your case.  We will advocate tenaciously, taking and defending depositions, attending hearings, drafting motions, drafting responses, handling or the legal matters so that you can take care of your family. 

File and Present Case 

MMD's Property Insurance Attorney will present your case to the Insurance company and advocate for your rights.  If the case is not resolve, our dedicated Attorney will discuss the options with you,  and file a law suit, request mediation, or other as you prefer. 

Trial and Alternative Dispute Resolution

MMD's Property Insurance Attorney is prepared to advocate for you to the end, being Alternative Dispute resolution (Mediation, Arbitration), Appraisal or Trial; our Team is ready to fight for your rights until the end. 

Contact Us Form

01

PERSONAL INJURY ATTORNEY / NEGLIGENCE/ ACCIDENTS ATTORNEY

IN MIAMI   IN FLORIDA 

02

INSURANCE LAW  ATTORNEY /

PROPERTY DAMAGE ATTORNEY 

IN MIAMI   IN FLORIDA 

03

WILLS AND TRUST ATTORNEY/

ESTATE PLANNING ATTORNEY/

PRE NUPTIAL / POST NUPTIAL AGREEMENT/

PROBATE ATTORNEY 

IN MIAMI    IN FLORIDA 

04

FAMILY LAW ATTORNE/Y /

DIVORCE ATTORNEY/

CHILD CUSTODY ATTORNEY/ 

DIVISION OF ASSET AND ALIMONY 

ORDER MODIFICATIONS 

DISPUTES 

IN MIAMI    IN SOUTH FLORIDA 

05

PERSONAL INJURY LAW ATTORNEY/

CAR ACCIDENT ATTORNEY/

PREMISES LIABILITY ATTORNEY/

DOG BITE INJURY ATTORNEY/

SLIP AND FALL INJURY ATTORNEY

NEGLIGENCE ACCIDENT ATTORNEY

IN MIAMI   IN SOUTH FLORIDA 

06

LEMON LAW ATTORNEY 

VISIT OUR OFFICE

12595 SW 137 Avenue  Suite 307
Miami, Florida 33186
Tel: 305-256-2616

For any inquiries, please complete the form below:

*If you don't have photos, videos or policy, please submit without.

© 2025 by Law Offices of Marcote & Marcote De Moya, PLLC

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